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AgentaOS vs FinCobra

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AgentaOS compared with FinCobra
DetailAgentaOS logo AgentaOSFinCobra logo FinCobra
What it doesMerchant of Record for card and monthly payments from 190+ countries, with tax and invoices handled Non-custodial crypto checkout that settles directly to your wallet
StageStartup Not given
Founded2025 Not given
Based inEE Not given
Pricing modelNot given Freemium
PricingStart free: €0/month with 4.5% + €0.50 per card sale. Pro: €49/month with 4.0% + €0.40 per card sale. First paying users: €99 one-time for pricing consultation and checkout setup. Paywall in your app: starting at €199 one-time for in-app checkout and webhooks. Bank transfer fee: 1.5%. Cards from out Free Start: First $1,000 of paid invoice volume included. Pay as You Go: 0.5% of paid invoice volume after Free Start. No monthly subscription.
Key features
  • Card and subscription payments
  • Pricing Intelligence with scoring and recommendations
  • Tax and VAT filing in 135+ jurisdictions
  • Payments via AI agents (Claude, Cursor, ChatGPT)
  • Payouts in EUR, USD or digital assets
  • Automatic invoice generation
  • No company registration required
  • Chargeback and refund protection
  • Hosted payment checkout pages
  • API for invoice creation
  • Webhooks for payment status and fulfillment automation
  • Support for Bitcoin, Ethereum, Solana, Arbitrum One, and Base
  • BTC, USDT, and USDC payment acceptance
  • Direct-to-wallet settlement with no custody
  • Multi-wallet connection support
  • Invoice tracking and status updates
  • Priority email and chat support with 1 business day response time
What makes it different
  • Handles tax compliance in 135+ jurisdictions automatically
  • Sells to customers in 190+ countries without seller needing foreign company
  • Pricing Intelligence reviews and scores seller pricing
  • Faster than running BTCPay yourself
  • Keep custody without self-hosting your payment stack
  • Stablecoin support for price-stable invoices
  • Multi-chain support from one hosted checkout
  • Built for technical teams with API integration ready
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)35 no change since last check5 −1 (down) since last check
Trust Flow (Majestic)133
Citation Flow (Majestic)3018
Referring domains (Majestic)4413

4 details filled in for both companies.

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