Merchant of Record for card and monthly payments from 190+ countries, with tax and invoices handled
Local-first payment infrastructure for global digital businesses
Stage
Startup
Startup
Founded
2025
2025
Based in
EE
HK
Pricing model
Not given
Paid
Pricing
Start free: €0/month with 4.5% + €0.50 per card sale. Pro: €49/month with 4.0% + €0.40 per card sale. First paying users: €99 one-time for pricing consultation and checkout setup. Paywall in your app: starting at €199 one-time for in-app checkout and webhooks. Bank transfer fee: 1.5%. Cards from out
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
Key features
Card and subscription payments
Pricing Intelligence with scoring and recommendations
Tax and VAT filing in 135+ jurisdictions
Payments via AI agents (Claude, Cursor, ChatGPT)
Payouts in EUR, USD or digital assets
Automatic invoice generation
No company registration required
Chargeback and refund protection
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
What makes it different
Handles tax compliance in 135+ jurisdictions automatically
Sells to customers in 190+ countries without seller needing foreign company
Pricing Intelligence reviews and scores seller pricing
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
AgentaOS
HaiPay