AgentaOS vs NoteHouse

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AgentaOS compared with NoteHouse
Detail	AgentaOS	NoteHouse
What it does	Merchant of Record for card and monthly payments from 190+ countries, with tax and invoices handled	Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger
Stage	Startup	Startup
Founded	2025	2026
Based in	EE	US
Pricing model	Not given	Freemium
Pricing	Start free: €0/month with 4.5% + €0.50 per card sale. Pro: €49/month with 4.0% + €0.40 per card sale. First paying users: €99 one-time for pricing consultation and checkout setup. Paywall in your app: starting at €199 one-time for in-app checkout and webhooks. Bank transfer fee: 1.5%. Cards from out	Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.
Key features	Card and subscription payments Pricing Intelligence with scoring and recommendations Tax and VAT filing in 135+ jurisdictions Payments via AI agents (Claude, Cursor, ChatGPT) Payouts in EUR, USD or digital assets Automatic invoice generation No company registration required Chargeback and refund protection	Promissory note generation from loan terms Amortization schedule computation Payment confirmation by both parties E-signature with document hashing Payment reminders before due dates Bank debit collection on Standard plan Loan modification and forgiveness agreements Write-off record for unpaid loans
What makes it different	Handles tax compliance in 135+ jurisdictions automatically Sells to customers in 190+ countries without seller needing foreign company Pricing Intelligence reviews and scores seller pricing	Append-only, hash-chained ledger that cannot be secretly altered Never holds funds or acts as a financial institution Legally-structured promissory notes with all required terms
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	52 +1 (up) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	13	1
Citation Flow (Majestic)	30	22
Referring domains (Majestic)	44	7

7 details filled in for both companies.

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