Merchant of Record for card and monthly payments from 190+ countries, with tax and invoices handled
The credit card that pays you in real gold
Stage
Startup
MVP
Founded
2025
Not given
Based in
EE
US
Pricing model
Not given
Paid
Pricing
Start free: €0/month with 4.5% + €0.50 per card sale. Pro: €49/month with 4.0% + €0.40 per card sale. First paying users: €99 one-time for pricing consultation and checkout setup. Paywall in your app: starting at €199 one-time for in-app checkout and webhooks. Bank transfer fee: 1.5%. Cards from out
Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.
Key features
Card and subscription payments
Pricing Intelligence with scoring and recommendations
Tax and VAT filing in 135+ jurisdictions
Payments via AI agents (Claude, Cursor, ChatGPT)
Payouts in EUR, USD or digital assets
Automatic invoice generation
No company registration required
Chargeback and refund protection
Invest in allocated physical gold stored in COMEX-approved vault
Borrow up to 65% of gold value at 7.99%–9.99% APR
Earn 1–5% physical gold rewards on card purchases
Fully insured gold holdings through Lloyd's of London
Gold redemption within 28 days or physical delivery
Works as regular Visa/Mastercard worldwide
Real-time gold valuations from Bullion Market pricing