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AgentaOS vs PayCow

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AgentaOS compared with PayCow
DetailAgentaOS logo AgentaOS PayCow
What it doesMerchant of Record for card and monthly payments from 190+ countries, with tax and invoices handled One workspace for donations, digital commerce, and crypto payments with funds sent directly to your wallet
StageStartup Not given
Founded2025 Not given
Based inEE Not given
Pricing modelNot given Paid
PricingStart free: €0/month with 4.5% + €0.50 per card sale. Pro: €49/month with 4.0% + €0.40 per card sale. First paying users: €99 one-time for pricing consultation and checkout setup. Paywall in your app: starting at €199 one-time for in-app checkout and webhooks. Bank transfer fee: 1.5%. Cards from out Starter: 10 USDT/mo (up to 1,000 USDT monthly volume). Pro: 99 USDT/mo (up to 50,000 USDT monthly volume). Scale: 299 USDT/mo (up to 250,000 USDT monthly volume). Enterprise: Custom pricing (250,000+ USDT monthly volume). 0% transaction commission on all plans.
Key features
  • Card and subscription payments
  • Pricing Intelligence with scoring and recommendations
  • Tax and VAT filing in 135+ jurisdictions
  • Payments via AI agents (Claude, Cursor, ChatGPT)
  • Payouts in EUR, USD or digital assets
  • Automatic invoice generation
  • No company registration required
  • Chargeback and refund protection
  • Non-custodial direct-to-wallet USDT settlement on Ethereum ERC-20 and Tron TRC-20
  • Digital delivery of files up to 50 MB and license keys after confirmed payment
  • Branded storefronts at /store/your-brand with product catalogs and checkout
  • Searchable PayCow Marketplace for product discovery
  • Multi-chain RPC node polling for deterministic payment confirmation
  • Multiple destination wallet support with unique serial identifiers for routing
  • Automated webhook notifications with HMAC-SHA256 cryptographic signatures
  • Fixed monthly pricing model with 0% transaction commission
What makes it different
  • Handles tax compliance in 135+ jurisdictions automatically
  • Sells to customers in 190+ countries without seller needing foreign company
  • Pricing Intelligence reviews and scores seller pricing
  • 0% transaction commission with fixed monthly plans, keeping more per payment as volume grows
  • Funds route directly to merchant wallets with no custodial intermediary holding assets
  • Integrated platform combining donations, marketplace, storefronts, delivery and payments in one dashboard
  • Built-in live stream donation alerts for streamers using OBS or Streamlabs
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)35 no change since last check2 +2 (up) since last check
Trust Flow (Majestic)132
Citation Flow (Majestic)3018
Referring domains (Majestic)446

4 details filled in for both companies.

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