AgentaOS vs Xaver

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AgentaOS compared with Xaver
Detail	AgentaOS	Xaver
What it does	Merchant of Record for card and monthly payments from 190+ countries, with tax and invoices handled	AI-enabled sales and product platform for life insurance and pensions
Stage	Startup	Not given
Founded	2025	2023
Based in	EE	DE
Pricing model	Not given	Contact for pricing
Pricing	Start free: €0/month with 4.5% + €0.50 per card sale. Pro: €49/month with 4.0% + €0.40 per card sale. First paying users: €99 one-time for pricing consultation and checkout setup. Paywall in your app: starting at €199 one-time for in-app checkout and webhooks. Bank transfer fee: 1.5%. Cards from out	Not given
Key features	Card and subscription payments Pricing Intelligence with scoring and recommendations Tax and VAT filing in 135+ jurisdictions Payments via AI agents (Claude, Cursor, ChatGPT) Payouts in EUR, USD or digital assets Automatic invoice generation No company registration required Chargeback and refund protection	AI co-pilot assistant for human advisors to automate admin tasks Omnichannel customer activation across voice, chat, mobile and web Seamless handover from digital to advisor with context Rapid product launch in 4-6 weeks Customer profiling in 3 minutes Compliance orchestration layer
What makes it different	Handles tax compliance in 135+ jurisdictions automatically Sells to customers in 190+ countries without seller needing foreign company Pricing Intelligence reviews and scores seller pricing	Up to 65% efficiency gain with AI financial advisor BaFin-licensed and regulated asset manager German pension reform expertise with AVD and Riester migration
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	35 no change since last check	40 no change since last check
Trust Flow (Majestic)	13	12
Citation Flow (Majestic)	30	30
Referring domains (Majestic)	44	240

5 details filled in for both companies.

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