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AK FINANCE vs Divido

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AK FINANCE compared with Divido
DetailAK FINANCE logo AK FINANCEDivido logo Divido
What it doesPut a ceiling on your AI spend Split bills. Keep friends.
StageNot given Not given
FoundedNot given Not given
Based inMX Not given
Pricing modelNot given Freemium
PricingAK Dev: Free to open, 5% commission on top-ups up to $100, 3% from $100 to $500, 2% from $500+. Unlimited: $25/month, 0% commission. AK Teams: $49/month base + $15 per seat (from $94/month with 3 seats minimum). AK Corporate: $99/month base + $10 per seat (from $199/month with 10 seats minimum). Free to use with up to 10 expenses per day. One-time $14.99 purchase for unlimited transactions. Referred friends can unlock for $9.99.
Key features
  • Per-person budget allocation with hard spending stops
  • API key approval workflow requiring team leader authorization
  • Spend dashboard with breakdown by provider and model
  • Real-time balance tracking from Stripe
  • Complete transaction journal tracking all movements
  • Add and log shared expenses in seconds
  • Equal or custom split amounts
  • Receipt scanning
  • View balance at a glance
  • Mark debts settled with one tap
  • Group organization
  • Available in 6 languages
  • Works on iOS and Android
What makes it different
  • Spending block happens before the API call reaches the provider, preventing overages
  • Users keep their own API keys encrypted and can revoke them anytime
  • Money stays in Stripe customer balance, not held by the company
  • No commission on top-ups for team and organization plans
  • No recurring fees or subscriptions
  • Free to use with optional one-time purchase
  • Clean interface showing exactly what you owe and are owed
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check17 no change since last check
Trust Flow (Majestic)04
Citation Flow (Majestic)68
Referring domains (Majestic)372

4 details filled in for both companies.

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