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AK FINANCE vs Splitbillup

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AK FINANCE compared with Splitbillup
DetailAK FINANCE logo AK FINANCESplitbillup logo Splitbillup
What it doesPut a ceiling on your AI spend Free bill splitter and expense tracker for groups
StageNot given Not given
FoundedNot given Not given
Based inMX Not given
Pricing modelNot given Freemium
PricingAK Dev: Free to open, 5% commission on top-ups up to $100, 3% from $100 to $500, 2% from $500+. Unlimited: $25/month, 0% commission. AK Teams: $49/month base + $15 per seat (from $94/month with 3 seats minimum). AK Corporate: $99/month base + $10 per seat (from $199/month with 10 seats minimum). Free: unlimited groups, expenses, and people. Pro: $4.99/mo includes AI chat parsing (100 parses/month), CSV export, priority support, no ads. Business: $19.99/mo includes 1,000 AI parses/month, dedicated account manager, API access, reports, SSO, audit trails. Enterprise: custom pricing, contact sa
Key features
  • Per-person budget allocation with hard spending stops
  • API key approval workflow requiring team leader authorization
  • Spend dashboard with breakdown by provider and model
  • Real-time balance tracking from Stripe
  • Complete transaction journal tracking all movements
  • Split expenses equally, by exact amounts, percentages, or shares
  • Multiple payers on a single expense
  • Automatic settlement reduces number of payments
  • Collaborative group editing via shared link
  • AI-assisted expense import from chat (Pro and Business)
  • Unlimited group history and expense tracking
What makes it different
  • Spending block happens before the API call reaches the provider, preventing overages
  • Users keep their own API keys encrypted and can revoke them anytime
  • Money stays in Stripe customer balance, not held by the company
  • No commission on top-ups for team and organization plans
  • Reduces payments to smallest possible set needed to settle
  • Privacy-first with no selling of personal data
  • Truly free plan with no limits on groups, people, or expenses
  • Groups never expire with permanent access to history
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check1 no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)613
Referring domains (Majestic)371

4 details filled in for both companies.

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