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AK FINANCE vs TERM

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AK FINANCE compared with TERM
DetailAK FINANCE logo AK FINANCE TERM
What it doesPut a ceiling on your AI spend Review your recurring spend
StageNot given Not given
FoundedNot given Not given
Based inMX Not given
Pricing modelNot given Paid
PricingAK Dev: Free to open, 5% commission on top-ups up to $100, 3% from $100 to $500, 2% from $500+. Unlimited: $25/month, 0% commission. AK Teams: $49/month base + $15 per seat (from $94/month with 3 seats minimum). AK Corporate: $99/month base + $10 per seat (from $199/month with 10 seats minimum). Starter $15/month, Pro $30/month, Studio $50/month. Billed monthly, cancel anytime.
Key features
  • Per-person budget allocation with hard spending stops
  • API key approval workflow requiring team leader authorization
  • Spend dashboard with breakdown by provider and model
  • Real-time balance tracking from Stripe
  • Complete transaction journal tracking all movements
  • Transaction review queue
  • Recurring spend detection
  • Spend reporting and export
  • Automatic rules
  • Renewal alerts
  • Advanced reporting
  • Read-only QuickBooks access
  • Encrypted connections
What makes it different
  • Spending block happens before the API call reaches the provider, preventing overages
  • Users keep their own API keys encrypted and can revoke them anytime
  • Money stays in Stripe customer balance, not held by the company
  • No commission on top-ups for team and organization plans
  • Never writes to your QuickBooks ledger
  • Read-only access to accounting data
  • Estimates recurring charges before renewal
  • Optional email and Slack monitoring for renewal notices
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)617
Referring domains (Majestic)371

4 details filled in for both companies.

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