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AlloFi vs Lunda

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AlloFi compared with Lunda
DetailAlloFi logo AlloFiLunda logo Lunda
What it doesPersonal finance app that imports bank statements and helps track spending, manage bills, and split expenses with friends A planning calendar for your money: bills, paydays and payments on their days, with the balance each day leaves you, weeks and months ahead.
StageNot given Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelFree Freemium
PricingNot given Free: The calendar with one calendar, repeating items, notes, search, computer and phone access, and calendar app import. Paid yearly: $69 USD a year (save 18%), includes Cash Flow Forecast, What-If Scenarios, Debt Planner, Savings Planner, Investment Planner, Card Rewards Optimizer, Challenges, Rep
Key features
  • Smart statement imports - Upload bank or credit card statement PDFs and extract transactions, balances, and dates automatically
  • Spending insights - Categorized transactions organized by merchant
  • Financial Health Score - Single score built from spending, savings, obligations, and habits
  • Group expense splitting - Split and track who owes what, even with people not on AlloFi
  • Bills & recurring payments - Detect and track upcoming bills and subscriptions
  • Face ID lock - Biometric security protection
  • Data encryption - Encrypted in transit with privacy protections
  • Calendar view of bills, paydays and planned payments
  • Debt Planner to turn payments into a payoff plan with target month
  • Savings Planner with goal dates and target paydays
  • What-If Scenarios to test purchases before committing
  • Integration with Lunch Money and YNAB
  • Investment Planner for tracking investment goals
  • Card Rewards Optimizer to maximize rewards
  • Multi-currency calendar support
What makes it different
  • No bank login required - import statements you already have instead of connecting bank accounts
  • Privacy-first approach - financial data never sold or used for advertising
  • Automatic transaction extraction from PDFs with accuracy checks
  • Built for how people actually manage money today
  • Financial clarity without spreadsheets - organized view of all money and spending
  • See your exact balance every day for weeks and months ahead, not just today
  • Works standalone without connecting to other apps; integrations are optional
  • Free plan with full calendar forever after 14-day trial of all features
  • Phone app coming soon for iPhone and Android; web version works in phone browser today
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check10 no change since last check
Trust Flow (Majestic)03
Citation Flow (Majestic)1113
Referring domains (Majestic)14

4 details filled in for both companies.

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