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AlloFi vs OnTrack Money

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

AlloFi compared with OnTrack Money
DetailAlloFi logo AlloFiOnTrack Money logo OnTrack Money
What it doesPersonal finance app that imports bank statements and helps track spending, manage bills, and split expenses with friends Simple zero-based budgeting for spending clarity
StageNot given Not given
FoundedNot given Not given
Based inUS US
Pricing modelFree Freemium
PricingNot given Free: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year.
Key features
  • Smart statement imports - Upload bank or credit card statement PDFs and extract transactions, balances, and dates automatically
  • Spending insights - Categorized transactions organized by merchant
  • Financial Health Score - Single score built from spending, savings, obligations, and habits
  • Group expense splitting - Split and track who owes what, even with people not on AlloFi
  • Bills & recurring payments - Detect and track upcoming bills and subscriptions
  • Face ID lock - Biometric security protection
  • Data encryption - Encrypted in transit with privacy protections
  • Zero-based budgeting method
  • Manual transaction tracking
  • Intelligent recommendations for tracking
  • Recurring line items
  • Search across transactions and budget items
  • Export to CSV or XLSX
  • Cross-device sync
What makes it different
  • No bank login required - import statements you already have instead of connecting bank accounts
  • Privacy-first approach - financial data never sold or used for advertising
  • Automatic transaction extraction from PDFs with accuracy checks
  • Built for how people actually manage money today
  • Financial clarity without spreadsheets - organized view of all money and spending
  • Built on simplicity by design, avoiding bloated features most people don't use
  • Free plan includes core budgeting without paid features
  • Works seamlessly across iOS, iPad, and web with real-time sync
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check7 +2 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)1113
Referring domains (Majestic)11

5 details filled in for both companies.

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