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Arrel vs Back to the Points

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Arrel compared with Back to the Points
DetailArrel logo ArrelBack to the Points logo Back to the Points
What it doesPersonal finance, investments and analytics, private by default Track, value and redeem credit card rewards, airline miles and hotel points in one place
StageNot given MVP
FoundedNot given Not given
Based inNot given IN
Pricing modelFreemium Free
PricingFree plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers Free during early access
Key features
  • Track income and expenses across multiple account types
  • Budgets with alerts
  • Investment tracking with crypto, stocks, ETFs, funds, precious metals and property
  • Trackers for trips, house moves and instalment plans
  • Live market prices for crypto and stocks
  • CSV import and export
  • Analytics and net worth tracking
  • Apple Intelligence for on-device categorization
  • Connect multiple credit cards and loyalty programs securely without storing passwords
  • Alerts before loyalty points and miles expire
  • Best card recommendation based on which card earns most for a purchase
  • Bank-grade encryption for secure connection
  • Read-only access to loyalty data without storing card details
  • Calculate point valuations based on real achievable redemptions across programs
  • Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
  • Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
What makes it different
  • All data stays on your device with optional sync and no account required
  • No ads, no tracking and no third-party integrations
  • Combines everyday spending with comprehensive investment tracking in one app
  • Free CSV export forever with no lock-in
  • Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
  • AI-powered recommendations on which card to use before you spend to earn maximum value
  • Personalized comparison of redemption options to avoid wasting points on low-value exchanges
  • AI wallet that understands your rewards and recommends what to do with them, not just tracking
  • Shows exact point costs before booking flights, hotels and upgrades directly through the app
Community votes00
DR (Domain Rating by Ahrefs)4 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)70
Citation Flow (Majestic)100
Referring domains (Majestic)30

5 details filled in for both companies.

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