Personal finance, investments and analytics, private by default
Expense Tracking Without Linking Your Bank
Stage
Not given
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Founded
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Based in
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ZA
Pricing model
Freemium
Free
Pricing
Free plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers
Not given
Key features
Track income and expenses across multiple account types
Budgets with alerts
Investment tracking with crypto, stocks, ETFs, funds, precious metals and property
Trackers for trips, house moves and instalment plans
Live market prices for crypto and stocks
CSV import and export
Analytics and net worth tracking
Apple Intelligence for on-device categorization
On-device bank statement imports
Spending and category insights
Subscription and recurring-payment tracking
Multiple imported bank accounts
Custom transaction names, icons, and categories
Optional reminders for recurring payments
Google Wallet capture on Android
Export statement data
What makes it different
All data stays on your device with optional sync and no account required
No ads, no tracking and no third-party integrations
Combines everyday spending with comprehensive investment tracking in one app
Arrel
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