| What it does | Personal finance, investments and analytics, private by default
| A private budget app that shows what you can safely spend
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| Stage | Not given
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| Founded | Not given
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| Based in | Not given
| US
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| Pricing model | Freemium
| Free trial
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| Pricing | Free plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers
| 7-day free trial, then monthly or annual subscription. Exact pricing shown in App Store or Google Play purchase flow.
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| Key features | - Track income and expenses across multiple account types
- Budgets with alerts
- Investment tracking with crypto, stocks, ETFs, funds, precious metals and property
- Trackers for trips, house moves and instalment plans
- Live market prices for crypto and stocks
- CSV import and export
- Analytics and net worth tracking
- Apple Intelligence for on-device categorization
| - Freeflow Engine - shows what is actually usable after protecting bills, debt, and savings
- Cash Low Point Monitoring - projects how low available cash may fall before next paycheck
- Afford It Decision Tool - checks whether a purchase fits the financial plan
- Bill Reminders - track upcoming, due, paid, and overdue bills
- Debt Payoff Tools - snowball and avalanche calculations with interest savings
- Savings Goal Tracking - create and track progress on savings goals
- Reserved Cash - separate committed money from everyday spending
- Paycheck Planning - plan around income timing including irregular income
- Manual Budgeting - plan without connecting a bank account
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| What makes it different | - All data stays on your device with optional sync and no account required
- No ads, no tracking and no third-party integrations
- Combines everyday spending with comprehensive investment tracking in one app
- Free CSV export forever with no lock-in
| - No bank sync or bank credentials required - keeps financial data private and avoids broken connections
- Local-first architecture - financial data stored on device, never sold
- Looks forward to upcoming obligations instead of backward at past spending
- Shows safe-to-spend amount rather than just balance
- Manual budgeting keeps users close to their money
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 4 ● no change since last check | 2 ● no change since last check |
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| Trust Flow (Majestic) | 7 | 0 |
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| Citation Flow (Majestic) | 10 | 20 |
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| Referring domains (Majestic) | 3 | 10 |
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Arrel
Savern