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Arrel vs Spendalyst

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Arrel compared with Spendalyst
DetailArrel logo ArrelSpendalyst logo Spendalyst
What it doesPersonal finance, investments and analytics, private by default The money app for people who hate money apps. No budgets, no spreadsheets.
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Free trial
PricingFree plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers $10.99/month or $89.99/year (equivalent to $7.50/month, saves $41.89/year). Both plans include a 14-day free trial with no card required.
Key features
  • Track income and expenses across multiple account types
  • Budgets with alerts
  • Investment tracking with crypto, stocks, ETFs, funds, precious metals and property
  • Trackers for trips, house moves and instalment plans
  • Live market prices for crypto and stocks
  • CSV import and export
  • Analytics and net worth tracking
  • Apple Intelligence for on-device categorization
  • Tracks recurring charges automatically
  • Alerts when prices increase
  • Flags renewals before they occur
  • Weekly summary card on Mondays
  • Categorizes transactions automatically
  • Works on all devices without download
  • Read-only bank connection via Plaid
  • 256-bit AES encryption
What makes it different
  • All data stays on your device with optional sync and no account required
  • No ads, no tracking and no third-party integrations
  • Combines everyday spending with comprehensive investment tracking in one app
  • Free CSV export forever with no lock-in
  • No budgeting required or system to maintain
  • Shows only changes that matter, once per week
  • Re-checks every recurring charge for price changes
  • 14-day free trial with no card required
  • Detects charges users have forgotten about
Community votes00
DR (Domain Rating by Ahrefs)4 no change since last check2 no change since last check
Trust Flow (Majestic)70
Citation Flow (Majestic)1024
Referring domains (Majestic)335

5 details filled in for both companies.

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