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Arrel vs Zenith Flow

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Arrel compared with Zenith Flow
DetailArrel logo ArrelZenith Flow logo Zenith Flow
What it doesPersonal finance, investments and analytics, private by default Your financial future, finally clear
StageNot given Not given
FoundedNot given Not given
Based inNot given IT
Pricing modelFreemium Freemium
PricingFree plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat
Key features
  • Track income and expenses across multiple account types
  • Budgets with alerts
  • Investment tracking with crypto, stocks, ETFs, funds, precious metals and property
  • Trackers for trips, house moves and instalment plans
  • Live market prices for crypto and stocks
  • CSV import and export
  • Analytics and net worth tracking
  • Apple Intelligence for on-device categorization
  • Available: calculates spending capacity across all accounts
  • Zenith Index: personal spending health metric from 0 to 100
  • Simulator shows financial position over 6, 12 or 24 months
  • Budgets and money boxes for spending control
  • Transaction history and quick entry
  • Charts and financial analytics
  • iCloud sync and encrypted backup
  • Credit card management with statement tracking
  • App lock and privacy controls
What makes it different
  • All data stays on your device with optional sync and no account required
  • No ads, no tracking and no third-party integrations
  • Combines everyday spending with comprehensive investment tracking in one app
  • Free CSV export forever with no lock-in
  • One-time purchase instead of subscription
  • No bank connection or accounts required
  • Available metric shows true spending capacity across all accounts
  • Personal Zenith Index compares you to yourself, not others
  • Native apps for Mac with full keyboard and menu support
Community votes00
DR (Domain Rating by Ahrefs)4 no change since last check1 +1 (up) since last check
Trust Flow (Majestic)70
Citation Flow (Majestic)100
Referring domains (Majestic)30

5 details filled in for both companies.

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