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Ask Linc vs Paecto

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Ask Linc compared with Paecto
DetailAsk Linc logo Ask LincPaecto logo Paecto
What it doesAI Financial Planning Contract and deadline management for businesses
StageGrowing Startup
FoundedNot given 2025
Based inUS FR
Pricing modelFreemium Freemium
PricingFree for 30 days, then $19/month for unlimited questions, connected accounts, what-if scenarios, and transparent math. Free plan with 3 assets and 10 contracts; Personal at €4.99/month; Personal+ at €7.99/month; Family at €12.99/month (up to 5 members); Lifetime deal at €149 (one-time); Business at €19.99/month (up to 5 members); Business+ at €34.99/month (up to 15 members); Agency at €49.99/month (unlimited members
Key features
  • Connect bank and investment accounts
  • Ask financial questions in natural language
  • What-if scenario analysis
  • Show the Math transparency
  • Historical scenario testing
  • AI document extraction from PDFs and images
  • Multi-level alerts (90, 30, 15, 7 days before expiry)
  • WhatsApp and email alerts
  • Mandatory insurance dashboard
  • Asset and site register
  • Price tracking for supplier rate increases
  • WhatsApp bot for contract queries
  • Team collaboration with roles and permissions
  • Document vault for centralized storage
  • GDPR data export
What makes it different
  • Transparent calculations you can inspect
  • Read-only access with no data training on finances
  • Asks questions in natural language instead of building spreadsheets
  • Automatic AI extraction eliminates manual data entry
  • Built specifically for contract deadlines unlike generic tools
  • WhatsApp bot for on-the-go contract access
  • Multi-site and multi-entity management in one view
  • EU-hosted data with GDPR compliance and encryption
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)13 +1 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)210
Citation Flow (Majestic)2512
Referring domains (Majestic)498

7 details filled in for both companies.

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