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Assetli vs OnTrack Money

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Assetli compared with OnTrack Money
DetailAssetli logo AssetliOnTrack Money logo OnTrack Money
What it doesAI-powered personal finance and household management platform Simple zero-based budgeting for spending clarity
StageNot given Not given
FoundedNot given Not given
Based inCZ US
Pricing modelFreemium Freemium
PricingFree: £0 (2 bank accounts, 1 property, 1 vehicle, 1 broker, £0.35 AI credit/month). Premium: £3.25/month or £38.99/year (unlimited accounts, 5 properties, 5 vehicles, 5 profiles, £2.60 AI credit/month). Max: £8.33/month or £99.99/year (unlimited assets, 15 profiles, £6.90 AI credit/month). Premium L Free: $0/month. Pro: $99.00/year ($8.25/month when billed yearly) or $12.99/month when billed monthly. Eligible U.S. App Store subscribers get 14 days free trial, then $99.00/year.
Key features
  • Bank statement import from 203 formats in 31 countries
  • Budget management with 50/30/20 or envelope method
  • Subscription and recurring payment tracking
  • Investment portfolio tracking for stocks, ETFs and crypto
  • Real estate and property valuation
  • Vehicle and valuables tracking
  • Shared expenses and bill splitting
  • AI assistant for financial questions and analysis
  • Tax orientation tools
  • Net worth calculation and tracking
  • Zero-based budgeting method
  • Manual transaction tracking
  • Intelligent recommendations for tracking
  • Recurring line items
  • Search across transactions and budget items
  • Export to CSV or XLSX
  • Cross-device sync
What makes it different
  • Comprehensive wealth management in one app covering accounts, investments, real estate, vehicles and valuables
  • AI assistant that understands your data and answers financial questions with sources
  • Privacy-first design with EU data centers, no bank password required, and data never sold
  • Supports 203 bank statement formats from 31 countries
  • Free tier genuinely usable forever with no dark patterns
  • Built on simplicity by design, avoiding bloated features most people don't use
  • Free plan includes core budgeting without paid features
  • Works seamlessly across iOS, iPad, and web with real-time sync
Community votes00
DR (Domain Rating by Ahrefs)15 −2 (down) since last check7 +2 (up) since last check
Trust Flow (Majestic)80
Citation Flow (Majestic)2813
Referring domains (Majestic)361

6 details filled in for both companies.

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