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Assetli vs Spendalyst

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Assetli compared with Spendalyst
DetailAssetli logo AssetliSpendalyst logo Spendalyst
What it doesAI-powered personal finance and household management platform The money app for people who hate money apps. No budgets, no spreadsheets.
StageNot given Not given
FoundedNot given Not given
Based inCZ Not given
Pricing modelFreemium Free trial
PricingFree: £0 (2 bank accounts, 1 property, 1 vehicle, 1 broker, £0.35 AI credit/month). Premium: £3.25/month or £38.99/year (unlimited accounts, 5 properties, 5 vehicles, 5 profiles, £2.60 AI credit/month). Max: £8.33/month or £99.99/year (unlimited assets, 15 profiles, £6.90 AI credit/month). Premium L $10.99/month or $89.99/year (equivalent to $7.50/month, saves $41.89/year). Both plans include a 14-day free trial with no card required.
Key features
  • Bank statement import from 203 formats in 31 countries
  • Budget management with 50/30/20 or envelope method
  • Subscription and recurring payment tracking
  • Investment portfolio tracking for stocks, ETFs and crypto
  • Real estate and property valuation
  • Vehicle and valuables tracking
  • Shared expenses and bill splitting
  • AI assistant for financial questions and analysis
  • Tax orientation tools
  • Net worth calculation and tracking
  • Tracks recurring charges automatically
  • Alerts when prices increase
  • Flags renewals before they occur
  • Weekly summary card on Mondays
  • Categorizes transactions automatically
  • Works on all devices without download
  • Read-only bank connection via Plaid
  • 256-bit AES encryption
What makes it different
  • Comprehensive wealth management in one app covering accounts, investments, real estate, vehicles and valuables
  • AI assistant that understands your data and answers financial questions with sources
  • Privacy-first design with EU data centers, no bank password required, and data never sold
  • Supports 203 bank statement formats from 31 countries
  • Free tier genuinely usable forever with no dark patterns
  • No budgeting required or system to maintain
  • Shows only changes that matter, once per week
  • Re-checks every recurring charge for price changes
  • 14-day free trial with no card required
  • Detects charges users have forgotten about
Community votes00
DR (Domain Rating by Ahrefs)15 −2 (down) since last check2 no change since last check
Trust Flow (Majestic)80
Citation Flow (Majestic)2824
Referring domains (Majestic)3635

5 details filled in for both companies.

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