The all-in-one personal finance dashboard combining envelope budgeting, expense tracking, and portfolio management
Stage
Not given
MVP
Founded
Not given
2020
Based in
Not given
DE
Pricing model
Freemium
Free trial
Pricing
Free: $0/forever with blueprint foundation and all free calculation tools. Premium Monthly: $9.99/month with complete blueprint and daily, weekly and monthly insights. Premium Yearly: $69.99/year (equivalent to $5.83 per month). One-time readings: Love Reading $9.99, Year Ahead Reading $14.99.
Free during open beta. Full release will be subscription-based with price TBD. Beta users will receive a discount.
Key features
Birth chart calculation with transparent astronomical placements
Private cosmic profile tracking sun, moon and rising signs
Daily, weekly and monthly insight cycles
AI-guided journaling with context-based memory
Permission-based long-term memory with edit and delete controls
Reflective AI responses and practical next steps
Envelope-based budgeting with real-time category tracking
Multi-asset portfolio tracking including stocks, ETFs, crypto, commodities, and forex
Visual reports and Sankey diagrams showing spending flows
Real-time net worth and portfolio performance tracking
Annualized performance and wealth projections
Manual transaction entry with no bank connections required
AES-256 encryption with zero-knowledge architecture
EU server hosting under GDPR compliance
CSV import for portfolio positions
Desktop and mobile access
What makes it different
Transparent separation of astronomical calculation from AI interpretation
Permission-based memory that is off by default
Reflection-focused guidance without fear-based predictions
Free tools available without account creation
Manual entry by design creates financial awareness and spending habits, unlike automated bank-syncing apps
Combines budgeting and investing in a single app, providing complete net worth view across cash and all assets
Zero-knowledge encryption and EU hosting unlike US-based competitors relying on third-party aggregators
Built by a single developer with no shareholders or exit strategy, focused on quality over growth metrics
Privacy by design with technically impossible data sales due to encryption
Avenyora
Finzen