Budgeting and debt payoff planner with no bank linking and no data selling
Stage
Not given
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Founded
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Based in
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Pricing model
Freemium
Not given
Pricing
Free: $0/forever with blueprint foundation and all free calculation tools. Premium Monthly: $9.99/month with complete blueprint and daily, weekly and monthly insights. Premium Yearly: $69.99/year (equivalent to $5.83 per month). One-time readings: Love Reading $9.99, Year Ahead Reading $14.99.
Free plan: 2 accounts, 5 debts, 1 property, no card required. Home plan: $5.99/month.
Key features
Birth chart calculation with transparent astronomical placements
Private cosmic profile tracking sun, moon and rising signs
Daily, weekly and monthly insight cycles
AI-guided journaling with context-based memory
Permission-based long-term memory with edit and delete controls
Reflective AI responses and practical next steps
Avalanche, snowball, or custom debt payoff order
Projected debt-free date
Financial forecasting up to ten years out
Overdraft warnings months in advance
Bank and credit card statement upload
No bank account connection required
Two-factor authentication and encryption
Consolidation offer calculator
Household sharing of financial books
What makes it different
Transparent separation of astronomical calculation from AI interpretation
Permission-based memory that is off by default
Reflection-focused guidance without fear-based predictions
Free tools available without account creation
No bank account linking – you enter numbers, not credentials
Price locked in for life – no rate increases
Reads bank statements to eliminate manual data entry
Actual debt-free date instead of vague projections
Avenyora
The Silo