Back to the Points vs Aggregate Finance

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Back to the Points compared with Aggregate Finance
Detail	Back to the Points	Aggregate Finance
What it does	Track, value and redeem credit card rewards, airline miles and hotel points in one place	Your accounts, statements, and bills in one spreadsheet
Stage	MVP	Not given
Founded	Not given	Not given
Based in	IN	US
Pricing model	Free	Freemium
Pricing	Free during early access	Free sample spreadsheet with example data. Starter: $4/month (or $48/year, save $8) for up to 3 banks. Plus: $9/month (or $108/year, save $18) for up to 8 banks and 3 brokerages. Add-ons: More connections $1.50/month or $15/year each; Investment history $3/month or $30/year.
Key features	Connect multiple credit cards and loyalty programs securely without storing passwords Alerts before loyalty points and miles expire Best card recommendation based on which card earns most for a purchase Bank-grade encryption for secure connection Read-only access to loyalty data without storing card details Calculate point valuations based on real achievable redemptions across programs Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton	Credit card statements and payment tracking Recurring subscription detection Built-in budgets and charts Investment tracking with holdings Weekly summary email Import from other budgeting apps Google Sheets and Excel sync Read-only bank access via Plaid Download as Excel, LibreOffice or CSV
What makes it different	Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard AI-powered recommendations on which card to use before you spend to earn maximum value Personalized comparison of redemption options to avoid wasting points on low-value exchanges AI wallet that understands your rewards and recommends what to do with them, not just tracking Shows exact point costs before booking flights, hotels and upgrades directly through the app	Ready-made charts and budgets built into your spreadsheet, not in a separate app Own your data in Google Sheets or Excel instead of in the app Low starting price from $40 a year Free sample spreadsheet to try without connecting a bank
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	1 +1 (up) since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	0	0
Referring domains (Majestic)	0	1

6 details filled in for both companies.

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