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Back to the Points vs Catatku

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Back to the Points compared with Catatku
DetailBack to the Points logo Back to the PointsCatatku logo Catatku
What it doesTrack, value and redeem credit card rewards, airline miles and hotel points in one place Daily expense tracker for Android and iOS with fast logging, automatic reports, and optional cloud sync
StageMVP Startup
FoundedNot given 2025
Based inIN ID
Pricing modelFree Not given
PricingFree during early access Free account: Rp 0, unlimited transactions, no ads. Premium account: Rp 149,000 (one payment for 1 year). Pro account: Rp 299,000 (one payment, forever). In the US: Premium $9.99 for 1 year, Pro $19.99 forever. AI Assistant add-on: Rp 24,000 per month or Rp 199,000 per year in Indonesia, $1.99 a mon
Key features
  • Connect multiple credit cards and loyalty programs securely without storing passwords
  • Alerts before loyalty points and miles expire
  • Best card recommendation based on which card earns most for a purchase
  • Bank-grade encryption for secure connection
  • Read-only access to loyalty data without storing card details
  • Calculate point valuations based on real achievable redemptions across programs
  • Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
  • Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
  • Fast logging with built-in calculator
  • Automatic daily, weekly, monthly and yearly reports
  • Multiple accounts (cash, bank, e-wallet, credit cards)
  • Budget tracking with spending limits
  • Savings goals tracking
  • Recurring bills reminder
  • Debt and receivables tracking
  • WhatsApp and Telegram AI Assistant (Pro add-on)
What makes it different
  • Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
  • AI-powered recommendations on which card to use before you spend to earn maximum value
  • Personalized comparison of redemption options to avoid wasting points on low-value exchanges
  • AI wallet that understands your rewards and recommends what to do with them, not just tracking
  • Shows exact point costs before booking flights, hotels and upgrades directly through the app
  • Works completely offline with no internet required
  • One-time payment with no auto-renewing subscription
  • Log transactions via WhatsApp or Telegram with AI Assistant
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check2 no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)019
Referring domains (Majestic)04

6 details filled in for both companies.

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