Track, value and redeem credit card rewards, airline miles and hotel points in one place
Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
Stage
MVP
Established
Founded
Not given
2021
Based in
IN
UA
Pricing model
Free
Not given
Pricing
Free during early access
Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
Connect multiple credit cards and loyalty programs securely without storing passwords
Alerts before loyalty points and miles expire
Best card recommendation based on which card earns most for a purchase
Bank-grade encryption for secure connection
Read-only access to loyalty data without storing card details
Calculate point valuations based on real achievable redemptions across programs
Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
Consolidate bank accounts, cards, cash and crypto in one dashboard
Voice, text and receipt photo expense recording with Surikat AI
Budget tracking with spending pace alerts
Days Supply calculator on iPhone and Mac
Annual spending heat map and analytics
Shared spaces for families and couples
Support for 8 crypto exchanges and wallets
Multi-currency conversion to hryvnia
AES-256-GCM end-to-end encryption
What makes it different
Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
AI-powered recommendations on which card to use before you spend to earn maximum value
Personalized comparison of redemption options to avoid wasting points on low-value exchanges
AI wallet that understands your rewards and recommends what to do with them, not just tracking
Shows exact point costs before booking flights, hotels and upgrades directly through the app
Voice and photo receipt expense recording with AI categorization
Consolidated view of all money sources with single hryvnia conversion
Days Supply metric showing days until money runs out
End-to-end encryption with data stored only in EU
No data selling or AI model training on user information
Back to the Points
Degroshi