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Back to the Points vs Gigaverse AI

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Back to the Points compared with Gigaverse AI
DetailBack to the Points logo Back to the PointsGigaverse AI logo Gigaverse AI
What it doesTrack, value and redeem credit card rewards, airline miles and hotel points in one place The AI-first financial app for gig workers
StageMVP Startup
FoundedNot given 2025
Based inIN US
Pricing modelFree Freemium
PricingFree during early access Free plan $0 per month. Pro $4.99 per month or $49.90 per year. Wealth Builder $9.99 per month or $99.90 per year. Annual billing is ten months. Optional managed portfolio carries a flat 0.25% per year of managed assets on paid plans only, billed monthly in arrears and deducted by custodian, not cha
Key features
  • Connect multiple credit cards and loyalty programs securely without storing passwords
  • Alerts before loyalty points and miles expire
  • Best card recommendation based on which card earns most for a purchase
  • Bank-grade encryption for secure connection
  • Read-only access to loyalty data without storing card details
  • Calculate point valuations based on real achievable redemptions across programs
  • Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
  • Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
  • Multi-platform earnings tracking for Uber, DoorDash, Lyft, Instacart, Grubhub, Amazon Flex and others
  • Automatic GPS-based mileage tracking with business vs personal mile classification
  • AI-powered quarterly tax estimates and tax optimization
  • Auto-save with automatic contributions from each payout
  • Federal and state tax return preparation
  • Qualified tips tracking and deduction up to $25,000
  • PRActicle™ Roth IRA portable retirement account (coming soon)
  • Bank-connected earnings dashboard with read-only access via Plaid
  • AI Money Coach with tax tips and financial guidance
  • Saver's Match rewards program for 2027
What makes it different
  • Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
  • AI-powered recommendations on which card to use before you spend to earn maximum value
  • Personalized comparison of redemption options to avoid wasting points on low-value exchanges
  • AI wallet that understands your rewards and recommends what to do with them, not just tracking
  • Shows exact point costs before booking flights, hotels and upgrades directly through the app
  • Only platform combining auto-save, retirement savings, tax optimization, mileage tracking and multi-platform earnings in one app
  • Built by gig workers who understand the gig economy firsthand
  • Finds 1099 income from bank deposits that platforms don't report on 1099 forms
  • No hidden fees, no data selling, read-only bank access for security
  • Serves gig workers, payroll companies, fleets, and platforms with white-label solutions
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)025
Referring domains (Majestic)042

7 details filled in for both companies.

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