Back to the Points vs Larch
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Back to the Points compared with Larch
| Detail | 
Back to the Points | 
Larch |
|---|
| What it does | Track, value and redeem credit card rewards, airline miles and hotel points in one place
| Household money app for Canadian couples
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| Stage | MVP
| MVP
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| Founded | Not given
| Not given
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| Based in | IN
| CA
|
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| Pricing model | Free
| Free
|
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| Pricing | Free during early access
| Not given
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| Key features | - Connect multiple credit cards and loyalty programs securely without storing passwords
- Alerts before loyalty points and miles expire
- Best card recommendation based on which card earns most for a purchase
- Bank-grade encryption for secure connection
- Read-only access to loyalty data without storing card details
- Calculate point valuations based on real achievable redemptions across programs
- Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
- Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
| - Net worth tracking for household and each partner
- TFSA, RRSP, and FHSA contribution room tracking
- CSV and PDF statement import
- Automatic transaction categorization
- Duplicate detection
- Partner invitation and shared view
- Recurring bill and income detection
- Account transfer pairing
- Two-factor sign-in and Face ID or passkey options
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| What makes it different | - Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
- AI-powered recommendations on which card to use before you spend to earn maximum value
- Personalized comparison of redemption options to avoid wasting points on low-value exchanges
- AI wallet that understands your rewards and recommends what to do with them, not just tracking
- Shows exact point costs before booking flights, hotels and upgrades directly through the app
| - Shows net worth with complete arithmetic and accounting
- Canadian tax account room automatically updated
- Takes about ten minutes per month
- Handles complex household situations like rental suites and side businesses
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 0 | 0 |
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| Referring domains (Majestic) | 0 | 0 |
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6 details filled in for both companies.
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