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Back to the Points vs Lunda

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Back to the Points compared with Lunda
DetailBack to the Points logo Back to the PointsLunda logo Lunda
What it doesTrack, value and redeem credit card rewards, airline miles and hotel points in one place A planning calendar for your money: bills, paydays and payments on their days, with the balance each day leaves you, weeks and months ahead.
StageMVP Not given
FoundedNot given Not given
Based inIN Not given
Pricing modelFree Freemium
PricingFree during early access Free: The calendar with one calendar, repeating items, notes, search, computer and phone access, and calendar app import. Paid yearly: $69 USD a year (save 18%), includes Cash Flow Forecast, What-If Scenarios, Debt Planner, Savings Planner, Investment Planner, Card Rewards Optimizer, Challenges, Rep
Key features
  • Connect multiple credit cards and loyalty programs securely without storing passwords
  • Alerts before loyalty points and miles expire
  • Best card recommendation based on which card earns most for a purchase
  • Bank-grade encryption for secure connection
  • Read-only access to loyalty data without storing card details
  • Calculate point valuations based on real achievable redemptions across programs
  • Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
  • Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
  • Calendar view of bills, paydays and planned payments
  • Debt Planner to turn payments into a payoff plan with target month
  • Savings Planner with goal dates and target paydays
  • What-If Scenarios to test purchases before committing
  • Integration with Lunch Money and YNAB
  • Investment Planner for tracking investment goals
  • Card Rewards Optimizer to maximize rewards
  • Multi-currency calendar support
What makes it different
  • Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
  • AI-powered recommendations on which card to use before you spend to earn maximum value
  • Personalized comparison of redemption options to avoid wasting points on low-value exchanges
  • AI wallet that understands your rewards and recommends what to do with them, not just tracking
  • Shows exact point costs before booking flights, hotels and upgrades directly through the app
  • See your exact balance every day for weeks and months ahead, not just today
  • Works standalone without connecting to other apps; integrations are optional
  • Free plan with full calendar forever after 14-day trial of all features
  • Phone app coming soon for iPhone and Android; web version works in phone browser today
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check10 no change since last check
Trust Flow (Majestic)03
Citation Flow (Majestic)013
Referring domains (Majestic)04

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