Back to the Points vs PocketBuddy
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Back to the Points compared with PocketBuddy
| Detail | 
Back to the Points | 
PocketBuddy |
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| What it does | Track, value and redeem credit card rewards, airline miles and hotel points in one place
| AI-powered personal finance app that connects your financial accounts and suggests your smartest next move.
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| Stage | MVP
| Startup
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| Founded | Not given
| 2025
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| Based in | IN
| US
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| Pricing model | Free
| Free trial
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| Pricing | Free during early access
| 14-day free trial with full access to all features. After trial: $9.99 per month or $79 per year. Cancel anytime during trial with no charge.
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| Key features | - Connect multiple credit cards and loyalty programs securely without storing passwords
- Alerts before loyalty points and miles expire
- Best card recommendation based on which card earns most for a purchase
- Bank-grade encryption for secure connection
- Read-only access to loyalty data without storing card details
- Calculate point valuations based on real achievable redemptions across programs
- Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
- Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
| - AI Financial Advisors - 8 specialized agents personalized to your situation
- Automatic bank, card, and brokerage syncing with nightly transaction refresh
- Net worth tracking with peer percentile comparisons
- Smart budgeting with rollover and visual progress rings
- Goal forecasting with AI-powered projections
- Cash flow visualization with interactive Sankey diagrams
- Recurring charge and bill detection with price increase alerts
- Weekly personalized audio briefing
- Read-only bank connections through Plaid
- Encrypted bank access tokens with no credential storage
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| What makes it different | - Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
- AI-powered recommendations on which card to use before you spend to earn maximum value
- Personalized comparison of redemption options to avoid wasting points on low-value exchanges
- AI wallet that understands your rewards and recommends what to do with them, not just tracking
- Shows exact point costs before booking flights, hotels and upgrades directly through the app
| - All 8 specialized AI agents included in every plan with no tiers or feature gates
- One prioritized next action based on your complete financial picture
- Full access during 14-day free trial with no charge if canceled
- Locked-in pricing for all subscribers even after price increases
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 35 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 0 | 19 |
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| Referring domains (Majestic) | 0 | 5 |
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7 details filled in for both companies.
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