BananaSplit® vs My Instincts

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

BananaSplit® compared with My Instincts
Detail	BananaSplit®	My Instincts
What it does	The expense tracking layer for agents and shared-expense groups	Private expense tracker built from bank, UPI, and card notifications
Stage	Not given	Not given
Founded	Not given	Not given
Based in	PT	Not given
Pricing model	Freemium	Not given
Pricing	Free plan: €0, includes 3 AI scans per month, up to 3 recurring expenses, 1 payment reminder per month. Banana Gold: €1.99 per month or €19.99 per year, includes 100 AI scans per month, unlimited recurring expenses and reminders, full history, advanced metrics.	Free core app; Pro: Lifetime unlock around ₹199 or annual plan (pricing shown in Play at purchase time)
Key features	Guest users - split before everyone downloads the app Flexible split methods: equal, percentage, exact amount, and by shares Payment reminders and automatic debt settlement Detailed balances showing who owes whom between every member CLI integration with AI agents including Claude, Codex, Gemini, Grok, Hermes, OpenClaw	Parse bank, UPI, and card notifications into spending records Weekly and monthly spending totals Track bills, subscriptions, and refunds Link amounts to source notifications for verification Distinguish transfers and income from spending Quick cash entry without notification trigger On-device questions about spending answered locally Optional encrypted backup to personal cloud storage Home screen widget (Pro)
What makes it different	Built as a CLI for AI agents, not just mobile and web apps Uses same account across iOS, Android, web, and CLI with data staying in sync Product built from scratch, not tied to legacy systems or conventions Structured JSON output for agents and readable output for people	No SMS permission, bank login, or account creation required All data processed and stored locally on device No server receives transaction data or sells spending information Verify data yourself by tapping to see source notifications Optional app lock with PIN or biometrics for additional security
Community votes	0	0
DR (Domain Rating by Ahrefs)	24 no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	11	0
Citation Flow (Majestic)	26	0
Referring domains (Majestic)	53	0

4 details filled in for both companies.

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