Local-first payment infrastructure for global digital businesses
Stage
Not given
Startup
Founded
Not given
2025
Based in
DE
HK
Pricing model
Free trial
Paid
Pricing
Monthly: €9.99 (regular) or €5.00 with 50% founder discount. Annual: €99 (regular) or €49.50 with 50% founder discount, saving approximately 17%. Both plans include automatic recurring payment monitoring, AI-assisted categorization, email notifications for missing or overdue payments, browser-based
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
Key features
Automatic recurring payment monitoring
Real-time alerts for missing or overdue payments
Detection of missing transactions
Rent payment monitoring for landlords
Overview of active subscriptions and contracts
Subscription price increase alerts
PSD2 bank synchronization across Europe
AI-assisted transaction categorization
Encrypted bank account data storage
Incoming payment alerts
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
What makes it different
Secure PSD2 Open Banking integration so you never share bank credentials
AI automatically detects recurring patterns and price changes
Works in background with encrypted server-side monitoring
Tailored for landlords, small businesses, and freelancers
No credit card required for 30-day free trial
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
HaiPay