BANKPILOT vs OceanAlt

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

BANKPILOT compared with OceanAlt
Detail	BANKPILOT	OceanAlt
What it does	Smart payment monitoring for your bank account	Free address-screening API for pre-payment risk decisions on agentic payments
Stage	Not given	Not given
Founded	Not given	Not given
Based in	DE	HK
Pricing model	Free trial	Not given
Pricing	Monthly: €9.99 (regular) or €5.00 with 50% founder discount. Annual: €99 (regular) or €49.50 with 50% founder discount, saving approximately 17%. Both plans include automatic recurring payment monitoring, AI-assisted categorization, email notifications for missing or overdue payments, browser-based	Free: 2,000 calls/month at 60/min (no signup) or 5,000/month at 180/min with email; registered agent credential 50,000/month at 300/min. Team plan $49/month or $490/year (founding price). Pay-per-call: $0.002 per decision, $0.10 for 100 calls (x402), $0.01 per deep trace or batch.
Key features	Automatic recurring payment monitoring Real-time alerts for missing or overdue payments Detection of missing transactions Rent payment monitoring for landlords Overview of active subscriptions and contracts Subscription price increase alerts PSD2 bank synchronization across Europe AI-assisted transaction categorization Encrypted bank account data storage Incoming payment alerts	Single address risk screening Batch screening up to 25 addresses Fund-flow analysis on Tron and EVM Pre-payment decision API (allow/review/decline) Payee validation API Payment request validation Webhook signatures and monitoring Post-payment address monitoring Support for 8 EVM chains, Tron, Solana, Bitcoin and XRP Ledger Verifiable evidence and sources for every verdict
What makes it different	Secure PSD2 Open Banking integration so you never share bank credentials AI automatically detects recurring patterns and price changes Works in background with encrypted server-side monitoring Tailored for landlords, small businesses, and freelancers No credit card required for 30-day free trial	No signup required for free tier CORS-enabled for browser and agent calls Machine-readable OpenAPI 3.1 specification Idempotent requests for safe retries Verdicts include verifiable settlement attestations
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	7 −26 (down) since last check	3 no change since last check
Trust Flow (Majestic)	6	3
Citation Flow (Majestic)	23	28
Referring domains (Majestic)	15	43

5 details filled in for both companies.

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