Evidence-based Social Security claiming guidance to help you make confident retirement decisions
Offline expense tracking for iPhone and iPad with no account or ads
Stage
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Founded
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Based in
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Pricing model
Free
Freemium
Pricing
All calculators and educational resources are completely free with no sign-up required. A 30-day money-back guarantee applies to any digital product purchases.
Free tier with unlimited records, budgets, net worth, accounts, piggy bank and export. Pro: $2.99 yearly or once for lifetime purchase.
Key features
Free calculator showing estimated benefits at claiming ages 62 to 70
Lifetime benefit totals and break-even point calculation
Free claiming checklist for retirement decisions
Spousal benefits calculator
Strategy guides for spousal coordination
Survivor benefits planning guide
Earnings test and benefit taxation guidance
Educational articles on Social Security topics
Personalized warnings based on user situation
Quick entry with amount keypad and expressions like 24+3.5
13 categories with sub-categories and 128 icons
Unlimited records, categories and icons
Budgets with rollover and daily allowance
Net worth and credit card tracking with reconcile
Piggy bank with streaks and badges
iCloud sync between devices
Free export and backup
Statement import from banks, Alipay and WeChat Pay (Pro)
Receipt photo storage on device
What makes it different
Free and accessible to everyone regardless of wealth
Based on official SSA data and peer-reviewed research
Focused exclusively on Social Security claiming decisions
Synthesizes complex SSA rules into plain-language tools
Uses same formulas and calculations as Social Security Administration
No account required and data stays on your device or in your own iCloud
Free tier is the complete ledger with unlimited records and no time limit
Benefora
Cenno