Evidence-based Social Security claiming guidance to help you make confident retirement decisions
Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
Stage
Not given
Established
Founded
Not given
2021
Based in
Not given
UA
Pricing model
Free
Not given
Pricing
All calculators and educational resources are completely free with no sign-up required. A 30-day money-back guarantee applies to any digital product purchases.
Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
Free calculator showing estimated benefits at claiming ages 62 to 70
Lifetime benefit totals and break-even point calculation
Free claiming checklist for retirement decisions
Spousal benefits calculator
Strategy guides for spousal coordination
Survivor benefits planning guide
Earnings test and benefit taxation guidance
Educational articles on Social Security topics
Personalized warnings based on user situation
Consolidate bank accounts, cards, cash and crypto in one dashboard
Voice, text and receipt photo expense recording with Surikat AI
Budget tracking with spending pace alerts
Days Supply calculator on iPhone and Mac
Annual spending heat map and analytics
Shared spaces for families and couples
Support for 8 crypto exchanges and wallets
Multi-currency conversion to hryvnia
AES-256-GCM end-to-end encryption
What makes it different
Free and accessible to everyone regardless of wealth
Based on official SSA data and peer-reviewed research
Focused exclusively on Social Security claiming decisions
Synthesizes complex SSA rules into plain-language tools
Uses same formulas and calculations as Social Security Administration
Voice and photo receipt expense recording with AI categorization
Consolidated view of all money sources with single hryvnia conversion
Days Supply metric showing days until money runs out
End-to-end encryption with data stored only in EU
No data selling or AI model training on user information
Benefora
Degroshi