Evidence-based Social Security claiming guidance to help you make confident retirement decisions
AI-assisted BaZi chart analysis for self-reflection on personality, career, relationships, and daily energy patterns
Stage
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Founded
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Based in
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Pricing model
Free
Freemium
Pricing
All calculators and educational resources are completely free with no sign-up required. A 30-day money-back guarantee applies to any digital product purchases.
Free chart preview (no signup required). First Look: $9.90 one-time (1 thematic reading plus 7 days of Daily Insights). Monthly: $9.90/month (unlimited Daily Insights, basic analysis, cancel anytime). Pro Report: $29.90 one-time (comprehensive chart analysis). Starter credits: $2.90 for 10 credits.
Key features
Free calculator showing estimated benefits at claiming ages 62 to 70
Lifetime benefit totals and break-even point calculation
Free claiming checklist for retirement decisions
Spousal benefits calculator
Strategy guides for spousal coordination
Survivor benefits planning guide
Earnings test and benefit taxation guidance
Educational articles on Social Security topics
Personalized warnings based on user situation
Free BaZi chart preview with Four Pillars and Five Elements overview
Daily Insights showing day pillar interaction with your chart
Compatibility checker for two charts
True Solar Time calculation adjusts birth hour by birthplace longitude
Pro Report with chart patterns, personality, Six Relations, career and wealth analysis
Luck Pillar phases showing 10-year cycles
Support for English, Chinese, Japanese, and Korean
Birth data encryption at rest and in transit
What makes it different
Free and accessible to everyone regardless of wealth
Based on official SSA data and peer-reviewed research
Focused exclusively on Social Security claiming decisions
Synthesizes complex SSA rules into plain-language tools
Uses same formulas and calculations as Social Security Administration
Combines classical BaZi theory with modern AI for grounded, personalized readings
Chart logic follows classical BaZi texts, not simplified horoscopes
Available in four languages, each written for its own cultural context
Treats readings as reference for self-reflection, not predictions or fixed verdicts
Benefora
Eastern Fate