Evidence-based Social Security claiming guidance to help you make confident retirement decisions
Every rupee, accounted for
Stage
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Founded
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Based in
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IN
Pricing model
Free
Free
Pricing
All calculators and educational resources are completely free with no sign-up required. A 30-day money-back guarantee applies to any digital product purchases.
Not given
Key features
Free calculator showing estimated benefits at claiming ages 62 to 70
Lifetime benefit totals and break-even point calculation
Free claiming checklist for retirement decisions
Spousal benefits calculator
Strategy guides for spousal coordination
Survivor benefits planning guide
Earnings test and benefit taxation guidance
Educational articles on Social Security topics
Personalized warnings based on user situation
Automatic UPI and card payment logging
Subscription and EMI tracking with reminders
Cost splitting with friends via UPI reminders
Monthly spending breakdown by category
Savings goals tracking
Home screen widgets
Biometric app lock
Local CSV backup and export
Price shown in hours of work
What makes it different
Free and accessible to everyone regardless of wealth
Based on official SSA data and peer-reviewed research
Focused exclusively on Social Security claiming decisions
Synthesizes complex SSA rules into plain-language tools
Uses same formulas and calculations as Social Security Administration
No account, no tracking, no ads or analytics
Automatic logging of UPI and card payments
Built specifically for India with local payment methods
Benefora
Patang