Evidence-based Social Security claiming guidance to help you make confident retirement decisions
Subscription clarity
Stage
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Founded
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Pricing model
Free
Freemium
Pricing
All calculators and educational resources are completely free with no sign-up required. A 30-day money-back guarantee applies to any digital product purchases.
Free for up to 5 subscriptions. Pro is a one-time purchase on each platform (iPhone and Windows).
Key features
Free calculator showing estimated benefits at claiming ages 62 to 70
Lifetime benefit totals and break-even point calculation
Free claiming checklist for retirement decisions
Spousal benefits calculator
Strategy guides for spousal coordination
Survivor benefits planning guide
Earnings test and benefit taxation guidance
Educational articles on Social Security topics
Personalized warnings based on user situation
Find subscriptions from screenshots and receipts
View yearly cost across different currencies
Track upcoming renewals and price changes
Sync between iPhone and Windows via iCloud
Categorize and organize subscriptions
Read bank statements and CSV files
What makes it different
Free and accessible to everyone regardless of wealth
Based on official SSA data and peer-reviewed research
Focused exclusively on Social Security claiming decisions
Synthesizes complex SSA rules into plain-language tools
Uses same formulas and calculations as Social Security Administration
No account or bank login needed
All data stored locally on your device
One-time purchase instead of subscription for Pro
Finds subscriptions automatically from images and statements