DIY retirement and financial planning with full tax detail and Claude AI assistance
Stage
MVP
Not given
Founded
Not given
Not given
Based in
US
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Pricing model
Not given
Freemium
Pricing
Plus plan is free for beta members until 3 months after public launch; founding members who provide feedback keep Plus free for 6 months after launch.
Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
Key features
Ask questions about your money
Run what-if financial scenarios
Link bank accounts read-only
View charts and financial insights
Account alerts via text message
Available on iPhone and Android
Tax modeling down to lot-level cost basis with capital gains stacking
Income tax calculation for 41 states and DC with local tax support
Social Security modeling with earnings test and spousal benefits
Monte Carlo analysis with thousand trials from real market history
Claude AI integration for plan building and analysis
Roth conversion and withdrawal optimizer
Multi-scenario comparison with detailed scenario diffing
Real estate modeling with depreciation and rental property analysis
Family and household modeling with marriage, children, and moves
Income tracking for salary, RSUs, pensions, and Social Security
What makes it different
Answers come from your own linked accounts, not generic advice
Combines answer, chart, and next step all in one place
Founding members keep Plus plan free for 6 months after launch
Tax-focused planning engine that models actual tax impacts at lot level
Claude AI integration that builds and updates plans via conversation
Free core planner with optional paid Claude connector tier
Variable spending model that adapts annually based on portfolio performance
BetterBudget
FinZot