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Billify vs Clear Budget

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Billify compared with Clear Budget
DetailBillify logo Billify Clear Budget
What it doesA UK bill tracker that never connects to your bank Free budget calculator for irregular income, multiple pay schedules and multi-currency budgets
StageNot given Not given
FoundedNot given Not given
Based inGB Not given
Pricing modelFreemium Freemium
PricingFree: £0, no card needed, up to 8 outgoings and 2 incomes. Pro Personal: £3.99 per month or £39.90 per year (7-day free trial). Pro Business: £12.99 per month or £129 per year, billed from day one. Free calculator and free account (saves one budget). Clear Budget Plus: $4.99/month or $39.99/year (save 33% annually, equivalent to $3.33/month).
Key features
  • Manual bill and income entry without bank connection
  • Payday-to-payday view for flexible pay cycles
  • Savings pots and bills funds for goal tracking
  • Debt planner with snowball and avalanche comparisons
  • Email and browser reminders for due bills
  • Partner sharing with separate personal ledgers
  • Invoicing and job tracker for Pro Business
  • Support for multiple pay frequencies: daily, weekly, biweekly, twice-monthly, monthly, annual and custom periods
  • 27 currencies with live exchange rate conversion
  • Exact contract dates and date ranges for income and expenses
  • Automatic proration for partial periods
  • Savings goals, emergency fund and investment growth tracking
  • Financial picture showing income, expenses, what's left, goals and remaining balance
  • No bank connection required
  • Use without creating an account
  • Bitcoin as a supported currency
  • Multiple budgets and combined financial picture with Plus subscription
What makes it different
  • Free plan requires no card and covers up to 8 bills and 2 income sources
  • Partner can join Pro Personal household for free
  • Works as a web app and can be added to phone home screen
  • Built specifically for irregular income and contract work, not traditional monthly salaries
  • Accurate frequency conversion that treats biweekly and twice-monthly as distinct
  • Per-row currency support allowing mixed currencies in one budget
  • Privacy by design with no bank connection or automatic data sync
  • Designed for people whose finances don't fit simple monthly templates
Community votes00
DR (Domain Rating by Ahrefs)3 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)194
Referring domains (Majestic)31

5 details filled in for both companies.

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