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Billify vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Billify compared with Degroshi
DetailBillify logo BillifyDegroshi logo Degroshi
What it doesA UK bill tracker that never connects to your bank Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
StageNot given Established
FoundedNot given 2021
Based inGB UA
Pricing modelFreemium Not given
PricingFree: £0, no card needed, up to 8 outgoings and 2 incomes. Pro Personal: £3.99 per month or £39.90 per year (7-day free trial). Pro Business: £12.99 per month or £129 per year, billed from day one. Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
  • Manual bill and income entry without bank connection
  • Payday-to-payday view for flexible pay cycles
  • Savings pots and bills funds for goal tracking
  • Debt planner with snowball and avalanche comparisons
  • Email and browser reminders for due bills
  • Partner sharing with separate personal ledgers
  • Invoicing and job tracker for Pro Business
  • Consolidate bank accounts, cards, cash and crypto in one dashboard
  • Voice, text and receipt photo expense recording with Surikat AI
  • Budget tracking with spending pace alerts
  • Days Supply calculator on iPhone and Mac
  • Annual spending heat map and analytics
  • Shared spaces for families and couples
  • Support for 8 crypto exchanges and wallets
  • Multi-currency conversion to hryvnia
  • AES-256-GCM end-to-end encryption
What makes it different
  • Free plan requires no card and covers up to 8 bills and 2 income sources
  • Partner can join Pro Personal household for free
  • Works as a web app and can be added to phone home screen
  • Voice and photo receipt expense recording with AI categorization
  • Consolidated view of all money sources with single hryvnia conversion
  • Days Supply metric showing days until money runs out
  • End-to-end encryption with data stored only in EU
  • No data selling or AI model training on user information
Community votes00
DR (Domain Rating by Ahrefs)4 +1 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)190
Referring domains (Majestic)30

5 details filled in for both companies.

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