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Billify vs ExpenseSumo

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Billify compared with ExpenseSumo
DetailBillify logo BillifyExpenseSumo logo ExpenseSumo
What it doesA UK bill tracker that never connects to your bank A private expense tracker with no bank logins or data selling
StageNot given Not given
FoundedNot given Not given
Based inGB DE
Pricing modelFreemium Freemium
PricingFree: £0, no card needed, up to 8 outgoings and 2 incomes. Pro Personal: £3.99 per month or £39.90 per year (7-day free trial). Pro Business: £12.99 per month or £129 per year, billed from day one. Not given
Key features
  • Manual bill and income entry without bank connection
  • Payday-to-payday view for flexible pay cycles
  • Savings pots and bills funds for goal tracking
  • Debt planner with snowball and avalanche comparisons
  • Email and browser reminders for due bills
  • Partner sharing with separate personal ledgers
  • Invoicing and job tracker for Pro Business
  • Manual transaction logging without bank linking
  • Multi-account support (cash, credit, loans, IOUs)
  • Customizable budgets with spending status
  • Multi-currency tracking with real-time rates
  • Recurring transactions (salary, rent, subscriptions)
  • True net worth calculation
  • Data export and account deletion on request
  • 90-day transaction history on free plan, lifetime on Pro
  • IOU tracking for money lent or borrowed
What makes it different
  • Free plan requires no card and covers up to 8 bills and 2 income sources
  • Partner can join Pro Personal household for free
  • Works as a web app and can be added to phone home screen
  • No bank login required by design
  • Independently funded with no investors or ads
  • Data stored on company-operated servers in Germany, never sold
  • No third-party trackers or advertising networks
Community votes00
DR (Domain Rating by Ahrefs)3 no change since last check4 no change since last check
Trust Flow (Majestic)02
Citation Flow (Majestic)1924
Referring domains (Majestic)323

5 details filled in for both companies.

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