Billify vs Finsepa

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Billify compared with Finsepa
Detail	Billify	Finsepa
What it does	A UK bill tracker that never connects to your bank	Track your portfolio. Research your next investment.
Stage	Not given	Startup
Founded	Not given	Not given
Based in	GB	Not given
Pricing model	Freemium	Not given
Pricing	Free: £0, no card needed, up to 8 outgoings and 2 incomes. Pro Personal: £3.99 per month or £39.90 per year (7-day free trial). Pro Business: £12.99 per month or £129 per year, billed from day one.	Free plan: $0/month with one manually managed portfolio, up to 15 assets, one watchlist, and research tools. Pro plan: $12.99/month (or billed yearly with 17% savings) includes unlimited portfolios, unlimited assets, detailed analytics, broker connections, and priority support.
Key features	Manual bill and income entry without bank connection Payday-to-payday view for flexible pay cycles Savings pots and bills funds for goal tracking Debt planner with snowball and avalanche comparisons Email and browser reminders for due bills Partner sharing with separate personal ledgers Invoicing and job tracker for Pro Business	Multiple broker connections through SnapTrade Monthly returns compared to S&P 500 benchmark Superinvestor portfolio tracking Investment goals and dividend tracking Manual portfolio entry and CSV import iOS app and web access
What makes it different	Free plan requires no card and covers up to 8 bills and 2 income sources Partner can join Pro Personal household for free Works as a web app and can be added to phone home screen	Unified view across multiple brokers and accounts Research and tracking in one platform No need to enter brokerage passwords
Community votes	0	0
DR (Domain Rating by Ahrefs)	3 no change since last check	12 no change since last check
Trust Flow (Majestic)	0	2
Citation Flow (Majestic)	19	19
Referring domains (Majestic)	3	18

4 details filled in for both companies.

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