A UK bill tracker that never connects to your bank
Track every expense in one sentence
Stage
Not given
Not given
Founded
Not given
Not given
Based in
GB
US
Pricing model
Freemium
Freemium
Pricing
Free: £0, no card needed, up to 8 outgoings and 2 incomes. Pro Personal: £3.99 per month or £39.90 per year (7-day free trial). Pro Business: £12.99 per month or £129 per year, billed from day one.
Free: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr
Key features
Manual bill and income entry without bank connection
Payday-to-payday view for flexible pay cycles
Savings pots and bills funds for goal tracking
Debt planner with snowball and avalanche comparisons
Email and browser reminders for due bills
Partner sharing with separate personal ledgers
Invoicing and job tracker for Pro Business
Log purchases by voice, text, or receipt photo
Supports 165 currencies with historical exchange rates
Budget tracking with overspend alerts
Savings goals with monthly targets
Split transactions across categories
Multi-account tracking with transfers
Spending insights and trends
Offline entry logging without internet
Export data as CSV or full archive
What makes it different
Free plan requires no card and covers up to 8 bills and 2 income sources
Partner can join Pro Personal household for free
Works as a web app and can be added to phone home screen
Type expenses as one sentence instead of filling multiple form fields
All data stored on your phone by default with optional sync
Open source code available on GitHub under GPL and AGPL licenses
Billify
Outlayr