A UK bill tracker that never connects to your bank
Personal finance app for expense tracking and budgeting with privacy and simplicity
Stage
Not given
Not given
Founded
Not given
Not given
Based in
GB
HU
Pricing model
Freemium
Free trial
Pricing
Free: £0, no card needed, up to 8 outgoings and 2 incomes. Pro Personal: £3.99 per month or £39.90 per year (7-day free trial). Pro Business: £12.99 per month or £129 per year, billed from day one.
$59 per year for web and mobile app with all features included. 30-day free trial available with no credit card required.
Key features
Manual bill and income entry without bank connection
Payday-to-payday view for flexible pay cycles
Savings pots and bills funds for goal tracking
Debt planner with snowball and avalanche comparisons
Email and browser reminders for due bills
Partner sharing with separate personal ledgers
Invoicing and job tracker for Pro Business
Envelope or Zero-Based budgeting with Budget Assistant
Bank statement import (OFX, QFX, CSV) with auto-categorization
Siri voice integration for iPhone expense recording
Financial reports on spending, income, vendors and cash flow
Multi-account management for checking, savings, cash, credit cards and loans
Cross-device synchronization across desktop, laptop and mobile
Smart credit card and loan handling with automatic repayment planning
What makes it different
Free plan requires no card and covers up to 8 bills and 2 income sources
Partner can join Pro Personal household for free
Works as a web app and can be added to phone home screen
Privacy-first design requiring no bank connection, only an email address
Balance between simplicity and power for serious financial planning
Clean, intuitive interface designed for ease of use
Flexible usage as either simple tracker or full budgeting tool
Billify