A UK bill tracker that never connects to your bank
Your financial freedom day, counted down every midnight
Stage
Not given
Not given
Founded
Not given
Not given
Based in
GB
Not given
Pricing model
Freemium
Freemium
Pricing
Free: £0, no card needed, up to 8 outgoings and 2 incomes. Pro Personal: £3.99 per month or £39.90 per year (7-day free trial). Pro Business: £12.99 per month or £129 per year, billed from day one.
Free with ads. Plus plan available yearly with free trial or one-time purchase option; price shown in app store.
Key features
Manual bill and income entry without bank connection
Payday-to-payday view for flexible pay cycles
Savings pots and bills funds for goal tracking
Debt planner with snowball and avalanche comparisons
Email and browser reminders for due bills
Partner sharing with separate personal ledgers
Invoicing and job tracker for Pro Business
Calculate financial freedom date from four inputs: age, savings, monthly investment, monthly spending
Three scenario dates: cautious, base, and optimistic
4% withdrawal rate by default or custom dividend yield input
Price it tool to show impact of purchases on freedom date
Home screen and lock screen countdown widgets
5% annual savings growth calculation after inflation
No account or bank linking required
Unlimited Price it and What if tools with Plus plan
What makes it different
Free plan requires no card and covers up to 8 bills and 2 income sources
Partner can join Pro Personal household for free
Works as a web app and can be added to phone home screen
Countdown widget shows days to financial freedom on home screen and lock screen
All data stays on your phone with no account or server required
Price it feature shows how purchases delay your freedom date in real time
Three estimate scenarios provided alongside the primary freedom date
Billify
Untilfree