AP automation software that pays inside your mandate
Stage
Not given
Not given
Founded
Not given
2023
Based in
GB
SG
Pricing model
Free
Freemium
Pricing
Free to use. The Billsmith iPhone app is free to start or available as a one-time purchase.
Free plan included. Paid plans from $25/month (Solo) to $499/month (Enterprise). All plans include the autopilot feature with a 0.25% fee on payments made automatically, capped at $25 per payment. Yearly billing offers 10% off three months, 15% off six months, or 25% off a year. Solo plan: $25/month
Key features
Create invoices, quotes and receipts
UK VAT invoice support with HMRC compliance
CIS deduction calculations for construction work
Construction reverse charge handling
US sales tax calculations
Download PDFs with no server upload
Local browser storage of business details
Payment tracking and payment received marking
Custom payment terms and due dates
Add business logo to invoices
Mandate-based spending controls with automatic approvals
Automated bill payment and invoice chasing
Integration with banks, ERP, HR, CRM and crypto wallets
Virtual prepaid cards for people and agents
Stablecoin payments and bank-to-stablecoin ramp
Automated accounting and month-end close
What makes it different
Completely free with no sign-up required
Nothing uploaded to servers, all processing in browser
Built on official HMRC rules and worked examples
Covers complex UK tax scenarios like reverse charge and CIS
iPhone app for creating quotes and invoices on the job
Spending mandates ensure no payment can exceed limits without approval
Money held only in prepaid cards and agent wallets—never in company deposits
Autonomous agents that spend and collect inside preset limits
Billsmith
Orla