Online business banking platform with lower fees and effortless money movement
AI business phone system with 24/7 AI receptionist for US and Canada
Stage
Not given
Not given
Founded
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Based in
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HK
Pricing model
Freemium
Freemium
Pricing
Business Checking with no monthly fees, free standard ACH, and high APY earning up to 3.0% with Premier plan. Line of Credit up to $250,000. Term Loans up to $500,000. Payment processing fees apply for certain methods.
Basic $9.99/user/month (annual billing, save 38% from $15.99/month), Professional $17.99/user/month (annual, save 28% from $24.99/month), Enterprise custom quote. AI receptionist included from Professional. All plans include 14-day free trial, unlimited US and Canada calling (fair-use caps: Basic 1,
Key features
Business checking with no monthly fees
Accounts payable automation
Physical and virtual debit cards
International payments
Unlimited free professional invoices
Tap to Pay for in-person payments
Line of Credit up to $250,000
Two-factor authentication
24/7 AI receptionist answers calls, understands intent and routes to correct department
Cloud VoIP with HD voice calling and two-way business SMS from one number
HD video meetings and online fax included in all plans
AI transcription and sentiment analysis of calls and voicemails
Multi-level IVR and auto-attendant with nested routing options
Call recording with storage options up to 7 years WORM-compliant
Real-time call analytics and dashboards showing answer rates and performance
Integrations with 3,000+ tools via Zapier and direct CRM connections
Omnichannel contact center with WhatsApp, Instagram, Facebook and Microsoft Teams
Predictive dialer with answering machine detection on Enterprise plan
What makes it different
Largest small business banking platform in the U.S.
All-in-one platform integrating checking, lending and invoicing
FDIC insured deposits up to $3 million
No monthly or overdraft fees
Quick loan application without impact to credit score
Built AI-first with dedicated 24/7 AI receptionist included from Professional plan
Bundles unified communications and contact center on single platform with one bill
Publishes all pricing and contact center pricing openly without quotes
Operates own wholesale voice network for lower costs without sacrificing quality
No hidden fees: all regulatory charges and STIR/SHAKEN bundled in published price
Bluevine
DialPhone