Online business banking platform with lower fees and effortless money movement
A business phone line that answers calls and texts on your behalf
Stage
Not given
Startup
Founded
Not given
2026
Based in
Not given
US
Pricing model
Freemium
Freemium
Pricing
Business Checking with no monthly fees, free standard ACH, and high APY earning up to 3.0% with Premier plan. Line of Credit up to $250,000. Term Loans up to $500,000. Payment processing fees apply for certain methods.
Free: $0/month with your own local number, 50 texts, 30 minutes of calls and 100 agent replies. Premium: $29.99/month or $239.99/year (about $20/month) with unlimited calls and texts. Additional credits available at $0.99 for 50 credits or $4.99 for 300 credits.
Key features
Business checking with no monthly fees
Accounts payable automation
Physical and virtual debit cards
International payments
Unlimited free professional invoices
Tap to Pay for in-person payments
Line of Credit up to $250,000
Two-factor authentication
AI agent answers calls in your business name and tone
AI agent replies to text messages in seconds
Local phone number you choose
Voicemail transcribed to text in your own greeting
Automatic caller ID with name and location for unknown numbers
Search conversations across calls, texts and voicemail
Website chat answered by the same agent
Multilingual texting in both directions
Team access with no per-seat charges
Available on iPhone, Mac, and web apps including Android
What makes it different
Largest small business banking platform in the U.S.
All-in-one platform integrating checking, lending and invoicing
FDIC insured deposits up to $3 million
No monthly or overdraft fees
Quick loan application without impact to credit score
Agent answers from the first call, before setup is complete
Built for small business owners, not scaled-down from enterprise systems
Month-to-month pricing with no contract or annual commitment required
Carrier registration handled by Neuron, not filed by you
All calls, texts, voicemail and chat in one inbox per customer
Bluevine
Neuron