AI-powered B2B payment recovery and receivables management platform
Infrastructure for the next era of finance
Stage
Not given
Startup
Founded
Not given
2024
Based in
IN
IT
Pricing model
Freemium
Contact for pricing
Pricing
Free Plan: $0/month with up to 5 active invoices. Professional Plan: $29/month ($999 in India) with unlimited invoices. Business Plan: $99/month ($3,499 in India) with advanced features.
Not given
Key features
Automated WhatsApp and email payment reminders
Payment promise tracking and analytics
AI-powered invoicing with payment links
Digital agreements and e-signatures
Tally and accounting integration
Buyer credit risk scoring
Legal recovery escalation drafts
Dedicated account manager
Custom ERP and API connectors
White-label wallets, cards and accounts
Custodial, non-custodial and MPC wallet options
Four payment rails: SEPA Instant, cards, stablecoin and e-money
KYC, AML and travel rule compliance built-in
Multicurrency ledger supporting EUR, USD, GBP and stablecoin
2-second settlement time for Aurea Pay
Programmable yield vaults with audit trails
Tokenized RWA including treasuries, funds and receivables
Cross-border payments with 27+ corridors
Card issuing with 3DS and rewards
What makes it different
Emaa AI autonomous payment manager that automates multi-stage reminders and tracks payment promises
Eliminates manual follow-ups for faster payment recovery
Financial risk mitigation across global operations
Transparent pricing with free plan for testing
First 100% EU-native infrastructure for on-chain finance
Unified API replacing multiple vendor integrations
Compliance and audit perimeter built at platform layer