AI-powered B2B payment recovery and receivables management platform
The credit card that pays you in real gold
Stage
Not given
MVP
Founded
Not given
Not given
Based in
IN
US
Pricing model
Freemium
Paid
Pricing
Free Plan: $0/month with up to 5 active invoices. Professional Plan: $29/month ($999 in India) with unlimited invoices. Business Plan: $99/month ($3,499 in India) with advanced features.
Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.
Key features
Automated WhatsApp and email payment reminders
Payment promise tracking and analytics
AI-powered invoicing with payment links
Digital agreements and e-signatures
Tally and accounting integration
Buyer credit risk scoring
Legal recovery escalation drafts
Dedicated account manager
Custom ERP and API connectors
Invest in allocated physical gold stored in COMEX-approved vault
Borrow up to 65% of gold value at 7.99%–9.99% APR
Earn 1–5% physical gold rewards on card purchases
Fully insured gold holdings through Lloyd's of London
Gold redemption within 28 days or physical delivery
Works as regular Visa/Mastercard worldwide
Real-time gold valuations from Bullion Market pricing