International calls at unbeatable rates, direct from your browser
The credit card that pays you in real gold
Stage
Not given
MVP
Founded
Not given
Not given
Based in
DE
US
Pricing model
Paid
Paid
Pricing
Pay-as-you-go: calls cost from $0.024/minute for US calls, rates vary by destination. Initial top-up: $3 for eligible new accounts, $5 otherwise. Regular minimum credit purchase: $5. Live call translation: $0.19/minute. Phone number rental available for a monthly fee (US or Canada numbers).
Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.
Key features
Call 150+ countries with per-minute rates
HD voice quality with adaptive adjustment
Live call translation with multiple language pairs
Works on iOS, Android and web browser
End-to-end encrypted calls
No downloads required
24/7 customer support
Rent US or Canada phone numbers
Send and receive SMS messages
Invest in allocated physical gold stored in COMEX-approved vault
Borrow up to 65% of gold value at 7.99%–9.99% APR
Earn 1–5% physical gold rewards on card purchases
Fully insured gold holdings through Lloyd's of London
Gold redemption within 28 days or physical delivery
Works as regular Visa/Mastercard worldwide
Real-time gold valuations from Bullion Market pricing
Calloza
PARROLI